Estimated income
~A$14,600/year
About A$1,220 a month on average
Understand your dividend income
See what your holdings currently indicate they may pay you, as an annual and a monthly number.
Know which dividend needs your attention.
Guardian estimates your dividend income, maps when it may arrive, and watches your holdings so you don’t have to check them one by one.
1-5 ASX holdings · No broker connection · No card
See what your holdings pay you today.
Enter your ASX holdings and approximate share counts. Guardian estimates your dividend income, shows when the next payment may arrive, and names the holding that matters most to that income.
Already own ASX shares?
One code and a rough share count is enough to start. Guardian gives you your first finding before it asks for anything, and your email opens the rest. It never asks for a card.
Add your ASX holdings
Income, timing, and the one holding that matters.
Next payment
Sep
20
CBA
Commonwealth Bank of Australia
~A$420
Ex-dividend 18 Aug · fully franked
You’ll know the amount, the date, and whether the company confirmed it or Guardian estimated it.
See when it may arrive
Map upcoming payments and the uneven months a cash-flow plan has to cover.
Check this holding first
CBA
32% of your income
Priority reflects both the payout indicators and how much you rely on it.
Know what deserves attention
Get a personal priority, not another generic stock score.
Figures and statuses above are format examples, not current assessments of any company. Your check uses the holdings and approximate share counts you enter.
Dividend income doesn’t arrive like a salary.
Some months can be heavy. Others can be quiet. Guardian maps upcoming dividend payments from the holdings you enter, so you can see how your estimated income may fall across the year.
- A continuous 12-month view of estimated payments
- Declared pay dates kept separate from estimated ones
- Quiet months left visible, so the gaps are obvious
A weak dividend isn’t equally important to every investor.
A stock screener can tell you a payout looks stretched. It cannot tell you whether that matters to you. Guardian combines the dividend-health indicators with how much of your own estimated income depends on that holding, and that combination decides what you should look at first.
Dividend health
Payout support, yield against the company’s own history, and its dividend record.
Your income dependency
How much of your estimated dividend income comes from that one holding.
Together they answer a question a screener cannot: which holding deserves your attention first.
Your first dividend goal doesn’t have to be retirement.
Phone. Gym. Rego. You don’t need to replace your whole salary for dividend income to feel useful. See what your current holdings could cover now, then watch that income build over time.
Keep watch over the income you’ve built.
Stop checking every holding separately. Your dividend income, upcoming payments and dividend-health signals stay in one place, and Guardian rechecks them after each ASX trading day so you don’t have to.
- Up to 20 monitored holdings
- Rechecked after each ASX trading day
- Email when a status or dividend amount changes
- Quiet when nothing meaningful changes
One portfolio
Dividend Guardian
A$20/month
Up to 20 monitored holdings
It recurs because the work recurs: Guardian rechecks your holdings after each ASX trading day and tells you when a meaningful dividend signal changes.
Check my holdings freeStart monitoring from your completed result. A$0 today, card required, then A$20/month after the 7-day monitoring trial. Cancel before the charge date and pay nothing.
See the numbers behind every status.
Three published checks decide every status: whether earnings cover the payout, how today’s yield compares with the company’s own five-year history, and whether its dividend record has held. Every number behind a status is shown to you, so you can disagree with the verdict and still trust the facts. Guardian reports what the data says now. It does not predict a cut.
HEALTHY
No negative core signal in the data checked
WATCH
One core signal to inspect
STRAINED
Reduced payout headroom
Before you start.
What do I need for the free check?
An ASX ticker and an approximate share count for each holding. You can start with one holding and add up to five. There is no broker connection.
Do I have to enter my email?
Not to run the check. Your first personalised finding appears before email. Entering your email unlocks the full breakdown and sends a return link. The free check never asks for a card.
What does paid monitoring add?
Guardian rechecks up to 20 saved holdings after each ASX trading day. It emails when a dividend status or amount meaningfully changes, and stays quiet when nothing meaningful has changed.
How does the 7-day trial work?
You start it from your completed result. A card is required, but the charge today is A$0. Monitoring is A$20 a month after 7 days unless you cancel before the trial ends.
Is Dividend Guardian financial advice?
No. It applies published rules to public market and dividend data. It does not consider your objectives or circumstances, predict dividend cuts, or recommend that you buy, hold or sell anything.
See what your dividends pay and what needs attention.
Your first finding appears before email. No broker connection. No card.